Saturday, October 5, 2019

Poetry explication with outline Essay Example | Topics and Well Written Essays - 750 words

Poetry explication with outline - Essay Example The second row utilized the words "we people", implying that the townspeople documented themselves as organism on a dissimilar level than Cory. Describing them as organism "on the asphalt road" gives the chart picture of people session around on the road staring up at the rich aristocrat on foot by. Beyond the shadow, the third row says Cory was "a man from sole to crown." The word circlet has palpable royal implications, which is additional of Cory being elevated over the townspeople. Cory is not a man from "head to toe", but in its place from "only to crown". The fourth row uses the expression "imperially slender" to explain Cory. The word imposing income "belonging to a territory" or "grand." While regal is not more often than not consideration of as a way to explain slim, it is more of Robinson expressing the significance of Cory. According to the expert analysis the second verse shows how the municipality adores Cory. After the opening stanzas description single strength believes Cory eminent himself over the others. Line 6 disproves this by saying "he was forever human when he converses." Furthermore, this tells the person who reads that Cory talked as although he was on the similar stage as the others, not pretending to be a ruler or noble. Position seven and eight demonstrate more of the towns respect of Cory. The townspeople are explains as having "fluttered pulses" simply by life form told "good-morning" by Cory. The chart picture this gives could be contrasts to a flock of pre-teenage girls fainting at the talk about of a teen-idols persons name. The eighth line and says Cory "glittered when he sauntered." Glittered is an attractive word choice, as it appears like Cory is made of diamonds that reproduce in the sun as he leisurely walks during the city. This research focused on this truth that the third stanza meeting more of Cory life form great, and in fact compares him to a king. In line 9 Robinson uses a

Friday, October 4, 2019

Racist Violence In America Essay Example | Topics and Well Written Essays - 750 words

Racist Violence In America - Essay Example The fact that the author mentions different problems also makes the essay more informative. Another strong point is the inclusion of the real life personalities, such as the story of Trayvon Martin and Deamonte Driver, who died because of the â€Å"bacteria from the abscessed tooth that spread to the brain† after he was not given a timely medical help. (Giroux) This makes readers feel sympathy and become more prone to supporting the author. In addition, the author makes references to other authors, such as Steve Herbert, Glen Ford, Patricia and Trecento Clough to show that he is not alone in his considerations and make the argument more plausible. In general, I share the author’s point of view when he explains that the present-day society allows too much violence and, yet, it continues spreading the messages of fear among the population. In my opinion, it is clear that the economic gap between people exists and it is always difficult to break the circle of poverty having poor education and, therefore, poor opportunities to prosper. At the same time, in my opinion, the essay could be better grounded. Although the author gives the numbers of poor and imprisoned minorities and explains the conditions in which they live, he did not provide evidence that could show the causal connection between the facts, such as the rates of drop outs of the minorities and racial stereotyping for example. However, the points covered in the article are worth consideration and further research.

Thursday, October 3, 2019

Fishbone Diagram Essay Example for Free

Fishbone Diagram Essay Fishbone diagram allows Hotel Escargo to turn the problem upside down working through the roots so that the issue is fixed. It is also easier to fix the smaller problems that lead to the main problem. Looking at the check-in delays, there are a lot of small issues that have led to this occurrence. The first issue is computer malfunctions. Often times, computers tend to freeze due to glitches in the used software causing them to lose customers entering information. This issue causes customers not to get their room which is a check-in delay. Another issue is not having valid and filed credit cards. When checking in, some customers enter the hotel with credit cards that are either expired, maxed out, or not in service. This leads to customers not being able to check-in their room which is another check-in delay. Not having rooms prepared for guests because of a slow cleaning crew leads to check-in delays. Having no available bellmen due to them assisting other customers also leads to check-in time delays. This results from having a shortage of bellmen. Bad front desk service due to them being slow, unorganized, and having a shortage of workers leads to check-in delays. Last but not least, not having a pre-reserved room also leads to check-in delays because individuals have to go through the reservation process the day they try to get a room. If all of these issues are taken care of, check-in delays will be eliminated.

Threats and Opportunities for Insurance Companies

Threats and Opportunities for Insurance Companies Climate change has become one of the most important aspects of our daily lives as it has a deep impact on our systems and the general well being of humanity. Such unprecedented change in the climate has resulted in extreme catastrophes such as hurricanes, floods, wild fires, etc. The loss caused by such accidents is not limited to the general public, but is further passed on to industry, which thrives on the concept of underwriting assets. The industries core belief is to quantify the uncertainty of an unforeseen event. But as these events are growing in frequency and size, it will continue to challenge the sustainability of insurance companies. Inevitably, it will transfer the burden to the insurance purchaser, as insurance companies will seek higher premiums for their products, which will only make it less affordable for the masses to afford essential insurance coverage. In this essay we will discuss the various challenges that the industry faces due to climate change, the possible ways to mitigate the threats, and then the scope of more opportunities arising out of the given change. Climate change can be seen as a threat to many insurance companies in the long term as well as the short term. IPCC (2007) has confirmed an increase in the frequency of the catastrophe in the recent years. Insurance claims running into billions of dollars can cause a huge dent in this industry, which makes up up-to 10% of the US economy. It is only natural for insurance companies to charge higher premium for those asserts. Which are exposed to high risks, making it less affordable to the market. The chairman of Lloyds of London quoted that climate change is the number- one issue for that massive insurance group. And also Europes largest insurer, Allianz, stated climate change stands to increase insured losses from extreme events in an average year by 37% within just a decade (Hawker, 2007,p.28). In the past, insurance companies have relied on previous data to formulate policies. But such a practice has only caused high losses as the climate is changing in a rapid way. Warren buffet pointed out insurance companies cant simply extrapolate past experience. If there is a is truly global warming, for example, the odds would shift, since tiny changes in atmospheric conditions can produce momentous changes in weather patterns'. Therefore new techniques such as risk management system (RMS) are used extensively by insurance industry for assessing and managing risks. Hurricane Andrew caused a loss of $23 billion to insurers as they based their policies after relying on past data. However, the same industry had a much smaller impact when hurricane hit the US coast in 20004 and 2005, as they used future risk models such as RMS to formulate policies (Herweiger et. al., 2009). Climate change leads to increase damage and costs as ever increasing level and long lasting wildfires are causing more claims and property damages. Such frequency and magnitude of potential losses can jeopardize the solvency of insurance and reinsurance companies. Sustainability can be insured if the given threats are dealt with adequately. Insurance industries have a history of fostering practices and technologies to reduce risks. Some of the possible and effective ways to mitigate risks are, firstly, a lesser premium can be charged from customers of motor insurance who drive hybrid cars or use pay as you drive scheme. Special benefits can be given to customers who buy vehicles jointly to use them under car pool system. Secondly, a close association with government agencies to improve land use planning, better management of forestry agriculture and wet lands can help in having a well balanced growth that does not put to much pressure on natural resources. Collaboration with private builders to promote, improved building codes, which insure minimum damage to the environment, lower energy requirements and long-term durability. Thirdly, building awareness amongst clients and formulation of public policy. Companies can provide information and edu cation to customers about the harmful effects of violating laws of nature. Consultation should be given to primary and secondary industry to reduce their impact on their immediate environment. . Many insurers have already made investments in green projects like renewable energy, energy efficiency, forestry projects and green funds to ensure that their customers receive protection and also saving them from large claims (Mills, 2007,p.7). Promotion of voluntary energy saving and energy efficient codes can help reduce our dependence on state electrical supply. Active participation from insurers such as AIG offer its Private Client Group a service in which crews are deployed to apply fire retardant in areas such as Colorado which are threatened by wildfire. Climate change can prove as a very big opportunity for insurers as the unpredictable climate can threaten their customers and lead them to insuring their assets. However they must adapt timely successfully. Responding to change is important as it brings opportunities. Insurance companies should develop new solutions and introduce insurance of new assets and risks for their customers changing needs. It is also seen that the Insurance industry is in constant search of better returns for its vast investments. In this regard it could take advantage of the opportunities available in alternative energy sources as it is a good investment as constant technological developments make this it more affordable and attractive for the public. Introducing new products such as risk based pricing under which insurance premiums are charged as per their risk exposure. For normal policies, premium is charged by keeping various factors in hand, but the premium is standard for all, no consideration is given to a policy holders risk exposure. For example- buying car insurance in UK, Any individual above the age of 21 is charged a basic insurance premium which is more or less standard. However when it comes to providing insurance cover to an individual below the age of 21, the policy premium is charged at a much higher rate, as the possibility of an accident is much higher as these new drivers are mostly inexperienced. Another opportunity comes from state help, in form of promotion, because If the majority of the population do not insure their properties then in case of a catastrophe, the financial burden will fall on the state insurers, so to save from this burden, governments promote and favour private insurance companies. Thus making it profitable for private insurers as well as the government. Some of the possible ways to tap the available opportunity are firstly by energy saving insurance, which is given to promoters of energy efficient projects to protect them from loss due to underachievement of predicted energy efficiency. Secondly by motor insurance where packages such as pay as you drive insurance are given, in which cover is given for the miles driven. This helps to reduce miles driven by 10 % to 15 % and also reduces accidents. Thirdly by green building insurance, insurance schemes for buildings that comply with green, eco friendly codes. Fourthly by micro insurance, where the majority of the population living below poverty line, cannot afford insurance of any sort. Therefore new packages for this section of the society can help to capture a very large customer base. Fifthly by investing in alternate energy sources As they can help to get a much higher returns to the surplus investable capital of insurance companies, as this sector holds great promise for better, cleaner greener energy, through technological innovations. And lastly by improved identification of flood plains will help to promote insurance purchasing in the marked areas. After exploring the implications of climate change on the insurance industry, I have shown above, the threats opportunities that the insurance companies face. By comparing both sides of the argument, I believe that the insurance industry faces more threats than opportunities due to climate change. An ever-increasing catastrophe rate, sparked by excessive climate change has lead to increased financial losses, reduced customer base in some case cases complete wipe out of companies. Therefore it is only right for these companies to mitigate these risks in order to insure sustainability. In the given scenario, there also exist enough opportunities to develop new business models and increase revenue through new policies, revised competitive rates. Many untapped market segments, which remain untouched by industry, can provide high revenues. Adequate investments in research and technology will be beneficial for the industry. Above all, a close association with the general public, government agencies private sector enterprise will help the insurance industry to protect itself from the dangers of climate change and provide sufficient opportunity to grow in size.

Wednesday, October 2, 2019

The Importance of Clothing in Macbeth Essay -- Macbeth essays

The Importance of Clothing in Macbeth In Shakespeare's Macbeth, clothing imagery represents the titles that Macbeth wears. Macbeth receives two new titles throughout the play; one is earned and the other stolen. The first, Thane of Cawdor, is rightfully his because he earned it. The second, King of Scotland, is a stolen title that does not fit him honestly. Macbeth's clothing in the play symbolizes both of the titles that he acquires. In the beginning of the play, Macbeth already bears the title Thane of Glamis. After a Norwegian invasion and local rebellion in which Macbeth captures the Thane of Cawdor, Macbeth receives his title. When Macbeth is first hailed Thane of Cawdor by Ross he responds with, "Why do you dress me in borrowed robes?" (Act I, Scene III, Line 116). The "borrowed robes" are that of the previous Thane of Cawdor. Macbeth says this not knowing that Duncan, the King of Scotland, has sentenced the treacherous Thane of Cawdor to death and named Macbeth with his title. Banquo, Macbeth's friend at the time compliments Macbeth on his new title, but at the same time says they do not quite fit him yet. New honors come upon him, Like our strange garments, cleave not to their mold But with the aid of use (Act I, Scene III, Line 161). He is saying that Macbeth is not used to wearing the Thane of Cawdor title because it is such a new feeling. Macbeth does not feel comfortable with the title although he earned it by catching a traitor to the king and to Scotland. &n... ...someone else. This is because they do belong to someone else. They were stolen from Duncan, the "giant" (V, II, 24), by "a dwarfish thief" (V, II, 25), Macbeth. The previous quote gives an image of a small, wicked man taking the rightful position of a large, strong man through treachery and betrayal. Macbeth's robes "hang loose" (V, II, 24) because he is not big enough to fill them up. Throughout the play, Macbeth is seen as a small dishonorable man always wearing clothing that does not belong to him. Whether the clothes are too small or too big, the main point is that they do not fit Macbeth because they do not rightfully belong to him. Shakespeare fills his play with clothing imagery in order to easily show Macbeth's different titles.

Tuesday, October 1, 2019

Technology Trends and Issues :: essays research papers fc

Defining Technological Literacy Given the current state of technology, a researcher should have little difficulty in finding relevant definitions that embody a spirited understanding of underlying technical and societal interactions that craft a view of the technically literate person. As an exercise, extracting the common elements from various experts’ definitions of technological literacy should result in a generalized perspective that would provide a foundation supporting further literacy definitions for aspects of technology such as computers or genetics. However, this is easier than it sounds. As Gagel (1997) confirms, â€Å"defining technological literacy has proven to be an unexpectedly complex and difficult task†. The difficulty in defining technological literacy is exposed by a number of factors. One factor relates to understanding perspective and determining whether the term is best defined by putting the emphasis on â€Å"technology† or â€Å"literacy† or whether the subject is best approached laterally. Indeed, Gagel describes the technological literacy from a technology perspective as opposed to defining literacy and then establishing parameters supporting technological literacy. Perhaps this approach contributed to the author’s difficulty in defining the term. As technology is so diverse and crosses many boundaries, perhaps the definition of technological literacy should do likewise, and not be restricted to either a â€Å"technology† or â€Å"literacy† perspective. Another factor contributing to the difficulty in defining technological literacy involves the improperly weighting of computer influence on the term’s definition. In a speech given by former President, Bill Clinton, this misunderstanding is propagated further. He states, â€Å"Today, technological literacy – computer skills and the ability to use computers and other technology to improve learning, productivity and performance – is a new basic that our students must master. â€Å" (Clinton, n.d.) Clearly, this mindset is remiss and precludes the contribution of myriad other technologies affecting our daily lives. According to Harrison, â€Å"Computer literacy is but a subset of technological literacy, but if this mindset is not encouraged, then the richness of technological literacy will not be passed on to next generations. As technologists, we have the daunting task of reversing this rapidly flowing river.† (Harrison, 2000) So, the question is how to define â€Å"technological literacy† without being trapped in too narrow a perspective and without utilizing a specific technology to add meaning to the term. It is important that society controls technology for it to serve us purposefully in our daily lives and lifestyle in general. For us to control technology, an understanding and knowledge is required to allow us to make informative decisions on how it will affect our lives.

Hildegard of Bingen

Hildegard of Bingen date of birth is uncertain; it was concluded that she may have been was born in 1098 at Bermersheim bei Alzey (Bockelheim, Germany) in the diocese of Mainz. She was raised in a family of free noble; her parents were Hildebert and Mechtilide who came from a Germany education. Hildegard was born the tenth child (a tithe) to a noble family. As was customary with the tenth child, whom the family could not count on feeding, she was dedicated at birth to the church to serve the church, to be a medieval prophet, a healer, an artist and a composer. Hildegard explains that from a very young age she had experienced visions. At the age of eight Hildegard was sent to a convent and was raised and educated at Disibodenberg. Some scholars speculate that because of her visions, she was placed in the care of Jutta, the daughter of Count Stephan II of Sponheim. Hildegard says that she first saw â€Å"The Shade of the Living Light† at the age of three and by the age five she began to understand that she was experiencing visions. In Hildegard’s youth, she referred to her visionary gift as her viso. She explained that she saw all things in the light of God through the five senses: sight, hearing, taste, smell, and touch. Hildegard was hesitant to share her visions, confiding only to Jutta, who in turn told Volmar Hildegard's tutor and, later, secretary. During the twenty four years when Jutta and Hildegard were in the convent together, there is no written record of what happened during these times. It is possible that Hildegard could have been a chantress and a worker in the herbarium. Hildegard also tells us that Jutta taught her to read and write, but that she was unlearned and therefore incapable of teaching Hildegard Biblical interpretation. Hildegard and Jutta most likely prayed, meditated, read scriptures such as the Psalter, and did some sort of handwork during the hours of the Divine Office. This also might have been a time when Hildegard learned how to play the ten-stringed psaltery. Volmar, a frequent visitor, may have taught Hildegard simple psalm notation. The time she studied music could also have been the beginnings of the compositions she would later create. Illuminations of Hildegard of Bingen – Sante Fe: Bear and Company, 1985) Upon Jutta's death in 1136, Hildegard was unanimously elected as â€Å"magistra† of her sister community by her fellow nuns. Abbot Kuno, the Abbot of Disibodenberg, also asked Hildegard to be Prioress. Hildegard, however, wanted more independence for herself and her nuns and asked Abbot Kuno to allow them to move to Rupertsberg. When the abbot declined Hildegard's proposition, Hildegard went over his head and received the approval of Archbishop Henry I of Mainz. Abbot Kuno did not relent, however, until Hildegard was stricken by an illness that kept her paralyzed and unable to move from her bed, an event that she attributed to God's unhappiness at her not following his orders to move her nuns to Rupertsberg. It was only when the Abbot himself could not move Hildegard that he decided to grant the nuns their own monastery. Hildegard and about twenty nuns thus moved to the St. Rupertsberg monastery in 1150, where Volmar served as provost, as well as Hildegard's confessor and scribe. In 1165 Hildegard founded a second convent for her nuns at Eibingen. (Illuminations of Hildegard of Bingen – Sante Fe: Bear and Company, 1985) Hildegard did not manifest the visions until when she was in her early forties. The church did not allow women to sing; however, women were permitted to compose music for convents. Hildegard of Bingen was one such woman who wrote sacred music for choirs in convents. Not only did Hildegard compose music for church choirs, but she also wrote pieces of music that could be performed outside of the church, otherwise known as secular music. She began to have the symbolic and didactic visions for which she became famous. At first she did not write any of her visions down but then when she fell gravely ill she blamed it on the fact that she was not revealing her visions. After consulting with the Pope and St Bernard of Clairvaux she began to write her visions down, in the Scivas. Archbishop Heinrich convinced Hildegard to share her visions and believed them to be a gift from God. Pope Eugenis III sent a commission to investigate Hildegard’s vision and obtain a copy of her writings. Pope Eugenis III read Hildegard’s visions in front of the synod that all believed them to be true. The Pope sent Hildegard a letter of approval, authorizing her to continue transcribing her visions. The result of this was to ratify Hildegard’s visionary gift. Hildegard was not just restricted to religious life but she was also an abbess, mystic, poet, musician and scientist. (German Mysticism-Albany: State University of New York Press, 1993) She had a very hard and productive life. She become very well known and wrote many songs and books, many of which are still read today. She made a large contribution to society at her time overcoming whatever problems faced her. Hildegard used a large variety of parables, metaphors, symbols, visionary imagery and non-verbal means to make her work reach out to many who are totally deaf to more standard approaches. She felt that everyone deserved the right to learn about her work, especially the visions she was receiving from God, even though they may have physical or mental disadvantages. Throughout her life, she continued to have many visions, and in 1141, at the age of 42, Hildegard received a vision she believed to be an instruction from God, to â€Å"write down that which you see and hear. † Still hesitant to record her visions, Hildegard became physically ill. The illustrations recorded in the book of Scivias were visions that Hildegard experienced, causing her great suffering and tribulations. In her first theological text, â€Å"Know the Ways†. (The letters of Hildegard of Bingen – Oxford University Press, 1994) Hildegard describes her struggle within. But I, though I saw and heard these things, refused to write for a long time through doubt and bad opinion and the diversity of human words, not with stubbornness but in the exercise of humility, until, laid low by the scourge of God, I fell upon a bed of sickness; then, compelled at last by many illnesses, and by the witness of a certain noble maiden of good conduct the nun Richardis von Stade and of that man whom I had secretly sought and found, as mentioned above, I set my hand to the writing. While I was doing it, I sensed, as I mentioned before, the deep profundity of scriptural exposition; and, raising myself from illness by the strength I received, I brought this work to a close though just barely in ten years. (Hildegard von Bingen, Mystical Visions) And I spoke and wrote these things not by the invention of my heart or that of any other person, but as by the secret mysteries of God I heard and received them in the heavenly places. And again I heard a voice from Heaven saying to me, ‘Cry out therefore, and write thus Hildegard's vivid description of the physical sensations which accompanied her visions has led neurologist (and popular author) Oliver Sacks to speculate that they were symptoms of migraine, in particular because of her description of light. Sacks argue that the illuminations that appear in Hildegard's manuscripts confirm that Hildegard suffered from negative scotoma. (Hildegard von Bingen- Mystical Visions) After taking up her role as Superior of the community of nuns, Hildegard became convinced she should no longer remain silent about what she experienced in the Living Light. She heard a voice that addressed her: â€Å"0 frail human formed from the dust of the earth, ashes from ashes, cry out and proclaim the beginning of undefiled salvation! Let those who see the inner meaning of Scripture, yet do not wish to proclaim or preach it, take instruction, for they are lukewarm and sluggish†¦. Therefore pour out a fountain of abundance, over-flow with mysterious learning, so that those who want you to be despicable on account of Eve's transgression may be overwhelmed by the flood of your profusion. † (Hildegard von Bingen-Mystical Visions) Matthew Fox, the founder of creation spirituality, while he examined her writings and explored some of her teachings through a series of meditations. He described her as being a strong, feminine figure, revered by the New Age, who are attracted by her theology, with its emphasis on the harmony of the created world and its relation to God. At about the same time musicologists and historians of science and religion began to study her and the past ten years have seen a proliferation of books and academic studies on her life and work. There are films and videos about her, societies, colloquia and conferences in her name. She is also taken seriously as a musician, and the New Grove Dictionary of Music and Musicians gives her nearly six pages.